401(K) Benefits
Good news! Your employer, Equipoint Partners, LLC, helps you save and invest in your future by offering a retirement savings plan through Transamerica.
When are new employees eligible to enroll in the 401(K) Plan?
Employees are eligible to enroll in the 401(K) Plan after completing 90 days of employment.
Does my employer offer matching contributions?
Yes.
What does it mean to be "vested"?
Vesting is the amount of time it takes for an employee to own the employer’s contribution to the plan.
How do I become vested in my retirement account?
You are always 100% vested in your employee contributions and rollover account, plus any earnings they generate.
Also, you are immediately 100% vested in the company’s non-discretionary contributions to the plan.