DENTAL

Your dental coverage is provided through Principal. Below are the main highlights of the Principal Dental Plan. For a full summary and description of all covered services, please refer to the Summary of Benefits & Coverage (SBC) at the end of this guide. You can find and search for in-network providers at www.principal.com.  Your cost per-pay period for each tier of coverage can be found at the bottom of the page.

BenefitsIn-NetworkOut-of-Network
Network NamePrincipal N/A
Deductible - Ind./Fam.$50 / $150 $50 / $150
Coinsurance - Preventive100%100%
Coinsurance - Basic80%80%
Coinsurance - Major50%50%
Calendar Year Benefit Max.$1,000$1,000
Orthodontia Covered (Yes/No)No No
Coverage TierCost per Semi-Monthly
Employee Only$0.00
Employee + Spouse$8.99
Employee + Child(ren)$13.32
Family$23.91