Long Term Disability

Equipoint Partners offers a Long-Term Disability Policy through Unum. This policy’s benefits will replace your working wages should you miss time due to an extreme illness or injury.

Benefit Replacement50% of Monthly Earnings
Maximum Monthly Benefit$6,000
Elimination Period (Accident/Sickness)90 days
Maximum Benefit DurationSocial Security Normal Retirement Age
Pre-Existing Limitation3 / 12